The Richest Man Yang Fei

"Don't be kidding," Yang Fei took her hand away and asked, "What the **** is it with you?"

　　 Chen Ruoling said: "A holding company of my brother is going to be listed on the Nasdaq. I wanted to ask you some questions."

　　 Yang Fei smiled bitterly: "Then you found the wrong person, I really don't understand. I don't even have a company listed, let alone listed in the United States."

　　 Chen Ruoling said: "At that time, you were in the United States."

　　 Yang Fei asked, "Is your brother's company already listed?"

"It's not so fast. It's still being processed. The procedures are very complicated." Chen Ruoling said. "The requirements of Nasdaq are relatively low. If it is the New York Stock Exchange, the conditions are even higher. The NYSE requires the net assets of the company. When it reaches more than 40 million U.S. dollars, Nasdaq only requires 6 million U.S. dollars. With this item alone, the New York Stock Exchange has rejected most companies."

　　 Yang Fei said: "The ones that can be listed on the NYSE are all large companies."

Chen Ruoling said: "When we did the IPO, we also considered the NYSE, but after a little understanding, we retreated. The NYSE requires IPO companies to earn more than US$100 million before tax and make profits for three consecutive years. Nasdaq only asks for $1 million. My brother’s company is far from meeting the requirements of the New York Stock Exchange."

　　 Yang Fei said: "It would be great to be listed on the Nasdaq."

　　 Chen Ruoling said: "In the future, your Beauty Group will definitely be listed on the NYSE."

　　 Yang Fei laughed and said, "Let you auspicious words. In fact, I am even more looking forward to the fact that the Aiduo mobile phone company we cooperate with can be listed here.

　　 Chen Ruoling said: "Facts have proved that we are the right choice to cooperate with you. The mobile phone license under your operation and management will exert a powerful ability to make money."

　　 Yang Fei said: "For most Chinese, mobile phones are still a luxury item. The real mobile phone era has not yet arrived! Our future is bright."

　　 The two hadn't seen each other for a long time, and both had endless words.

Yang Fei told Chen Ruoling that she had a real estate in New York. Chen Ruoling was surprised: "Although it is cheap to buy a house in New York, the annual cost is very high. You have to pay property taxes and other fees every year. You don't live here all year round. , How uneconomical to buy a house?"

Yang Fei said: "The biggest difference between my country and the United States in real estate is that domestic real estate belongs to public ownership. After buying a house, we only have 70 years of use rights, while in the United States it is private ownership and freehold property rights. Once purchased, the house and the house The sky above and the land below the house will always belong to me."

　　 Chen Ruoling said, "That's a villa, right? Apartment rooms are not included."

　　 Yang Fei said: "Yes, if you want to invest, villas are the best choice. For apartments, I only bought a few in the center of Wall Street in New York. It can also be used for self-occupation, and the return on investment is also very gratifying."

　　 "I found that you have to get the word economy on everything."

"You don’t manage money, and you don’t care about money. You can make money, but you have to spend money. Many people make the same money when they are young, but in the end some people become pauper and depend on their children to support them. Some people lie at home and collect money. Going to a good old age."

"Interesting." Chen Ruoling said, "It seems that I have to learn financial management methods from you. When I grow up, I have only learned how to spend money, but haven't learned how to make money or how to save money. I often hear people say, The biggest gap between the poor and the rich is not in money, but in thinking. The reason why poor people are poor is because they don’t want money to have children and children to have money. They will only hold on to the money in their hands and become a complete miser. ."

　　 Yang Fei said: "That's wrong, it's not that the poor don't want money to have children, but they don't know how to make money have children."

　　 Chen Ruoling said with interest: "Yang Fei, if you write a financial management book, it will probably sell well. You are a successful entrepreneur, and the financial management book you write will be more valuable for reference."

　　 Yang Fei's mind flashed, and he smiled: "Books about financial management? This is a good idea. To be honest, I have been thinking about two words since I started my business."

　　 Chen Ruoling asked: "Which two words?"

　　 "Poor and rich."

　　 "Oh? What do you think?"

"Most of us are born to be poor. Some people say that we are not rich for three generations. Others say that Hedong for 30 years and Hexi for 30 years. Especially in domestic education, there is very little contact with financial management. Schools don’t teach, at home. Parents seldom teach. Unless the parents belong to the high-income group of 1%, otherwise our ordinary families do not know how to teach their children financial knowledge."

　　 "I deeply agree. Even in my family, our financial management methods come from our own explorations. Parents never teach us how to manage money. Other ordinary families, let alone teach them."

　　 Yang Fei said: "My opinion is that the poor and the rich have very different views on money and wealth. The poor work for money, and the rich let money work for themselves."

　　 Chen Ruoling was originally just a joke, and unexpectedly it provoked a fierce collision of ideas between Yang Fei and rich.

　　 "Ruoling, in your opinion, what are personal assets?"

　　 "Assets? Well, houses, cars, factories, these are all assets."

"I have a different opinion. I think assets are things that give money to your pocket. What is debt? Liabilities are things that take money out of your pocket. The same is the house and car. Someone buys them. Wealthy, some people bought them, but took on a lifetime debt~www.NovelMTL.com~Chen Ruoling said: "According to you, our assets are only money? "

Yang Fei said: "No, money is not our real asset. Money is there, and it does not bring us benefits. Only when we use our brains to make money reasonably and legally can we generate benefits. Therefore, strictly speaking, our only Assets are our minds, that is, the way of thinking."

　　 Chen Ruoling supported Yang Fei with her hand and looked at Yang Fei: "Interesting, there seems to be lightning flashing in my mind, did I capture the most powerful note in the universe?"

　　 Yang Fei smiled: "Don't make fun of me. Let me ask you one more question, if you stop working, how long can you survive?"

　　 Chen Ruoling smiled pretty: "I can live until you doubt life!"

Yang Fei smiled and said: "I shouldn't ask you this question because your family conditions are so good. Indeed, if you don't work, you can live a very good life for a long time. But what about ordinary people? Especially? The pillar of the family, once he stops working, how long can this family live?"

　　 Chen Ruoling said: "For ordinary families, stopping work means that they have no income. How long they can live depends on how much they have savings."

Yang Fei said: "Wealth is the ability to support a person's survival for a long time. If a person can live for a long, long time without working, until he dies, his assets can continue to generate money and benefits for him, then his financial management is successful."

　　 Chen Ruoling's face became serious: "Can you really achieve what you said?"