The Fourth Financial Crisis

"How can there be any Infinite Sword Sect in this world?"

Hearing Zhu Ziming's question, Ma Kezhang couldn't help laughing, as if he had heard a big joke: "The Wuliang Sword Sect you are talking about is also composed of cultivators! Since the Wuliang Sword Sect has given us cultivators The salary of practitioners is simply not enough for us to cultivate to the Golden Core stage, so where do you think those Golden Core cultivators from the Wuliang Sword Sect come from?"

Zhu Ziming already understood what the other party meant and said in a difficult tone: "What do you mean..."

"Which of the golden elixir-level elders of the Wuliang Sword Sect was not paid by the vassal sect? What motivation do we have to fight against our own vassal sect? Even if the vassal sect is killed, can the Wuliang Sword Sect still give us a salary increase? "

Ma Kezhang's speech can be regarded as speaking from the bottom of his heart.

No matter how powerful the Wuliang Sword Sect is, it is still composed of more than 20,000 Wuliang Sword Sect disciples. Although it is not difficult for the Wuliang Sword Sect to destroy the vassal sect, a single disciple of the Wuliang Sword Sect is like an ant in front of the vassal sect.

The reason why the Wuliang Sword Sect has such loose management of the vassal sects is the result of years of games between the two parties.

Everyone, take a step back, hello, me, hello everyone.

Now that Lin Jianxing wants to break up with the vassal sect through the reform of Zhongzhou's social security system, it will inevitably cause fierce resistance from the vassal sect. As an ordinary member of the Wuliang Sword Sect, no one wants to become cannon fodder in the conflict between the two major interest groups.

There is no collectivist trend in the world of cultivation. In the eyes of ordinary cultivators, the basic qualities of a qualified cultivator are that "people who do not serve themselves will be destroyed by heaven and earth" and "the dead Taoist friends will not die of the poor Taoist", even in the Shuangwen invented by Lu Xingchang In the film, the protagonists are all doing everything they can to achieve immortality.

Therefore, there is no such collectivist warrior in the world of cultivation who "doesn't care about personal gains and losses, and is dedicated to the interests of the sect." If such self-sacrifice existed in the world of cultivation, it would have been impossible for the Black Pool Dragon King to break into Tianshu City.

Zhu Ziming had no choice but to change his perspective and offered benefits: "It will be of great benefit to you personally to help our Zhu Family Chamber of Commerce! If you can successfully promote the implementation of the reform pilot in Haiya City, President Liu and Head Lin will definitely look down upon you because of this, and this is also a good opportunity for you to make a career within the sect!"

Ma Kezhang shook his head and said, "So what do you want me to do? Do I want to lead you to rob a bank?"

Seeing what Zhu Ziming wanted to say, Ma Kezhang raised his hand and interrupted him: "President Zhu, since there are no outsiders here, I will tell you something from the bottom of my heart. Leader Lin is promoting the reform of Zhongzhou's social security system. The purpose is to cut off the flesh of the vassal sect, but if the flesh of the local vassal sect is so easy to cut, how can we wait until today? We are just knives used by the Wuliang Sword Sect to offend people!"

"With all due respect, let alone being Headmaster Lin's knife, even if you are to be Headmaster Lin's dog, that is a huge opportunity!"

"The premise is that this knife will not become cannon fodder!" Ma Kezhang said this with a bit of annoyance in his tone, "President Liu and Chief Lin put me in this position because they wanted me to have a fatal relationship with Haiya. I even wish that the Haiya team had jumped over the wall and killed me, so that they could use their skills to take down these rebels. You came to me to stand up, because you just wanted to use me as a gun user, and you and I both know this. , but why should I be the one in front of you?"

Since both parties had talked about it for this reason, Zhu Ziming simply stopped pretending.

He straightened his neck and said: "I am the executor of the reform pilot designated by President Liu himself. If you don't give me any face, aren't you afraid that President Liu will hold you accountable?"

"Don't try to pressure me with Liu Hanxing!" Ma Kezhang didn't give Zhu Ziming any face this time, and sneered on the spot, "If I make the Haiya Department anxious, Liu Hanxing will not be unlucky. I will definitely be the unlucky one in the end. I, President Liu, both want to get things done, but don’t want to get his hands dirty. How can such a good thing happen in this world?

Zhu Ziming argued forcefully: "Deacon Ma, I understand what you are saying, but we really have no way out. Not to mention President Liu, even Head Lin is paying attention to the Haiya City pilot project. Things. And I have no retreat, do you have a retreat? If the pilot reform of the social security system in Zhongzhou fails, will you still have good fruits to eat when you return to Wuliang Mountains? "

However, Zhu Ziming's threats had no effect.

Ma Kezhang just mocked in a disdainful tone: "You don't seem to understand yet. You are the only one who has no retreat. As long as I don't make principled mistakes, there is no reason why there is no retreat!"

Seeing Ma Kezhang's fearless look, Zhu Ziming's mouth was a little dry: "Are you really not afraid that President Liu will be held accountable later?"

Ma Kezhang said with an indifferent expression: "Not to mention that the Wuliang Sword Sect is already short of manpower. According to the regulations of the "Zhongzhou Sect Management Regulations", as long as it does not make a principled mistake, the sect cannot attack me. Look, after so many years, who has Were the monks from the Wuliang Sword Sect sent to Qishan Prison because of their lack of ability?"

Zhu Ziming thought for a while, but he really didn't think of a similar case.

After all, the Wuliang Sword Sect does not have the "crime of ruining" or "the crime of lying down". Instead, Lu Anping is an ambitious person who wants to do things. The more he does, the more mistakes he makes, and in the end he is sent to Qishan. Prison food.

Seeing Zhu Ziming's dumbfounded look, Ma Kezhang said confidently: "I can't push forward the reform. The most I can do is have a reputation of incompetence. Even if I am punished by the sect rules, after two years of being in the limelight, I will definitely have someone else appointed to the Wuliang Sword Sect." Can you still expel me from the school? Besides, if you want me to denounce Haiya Bank, that’s no problem. I can write a statement of condemnation now, and it will be considered as an explanation to the Wuliang Sword Sect afterwards. You can Show my statement to Haiya Bank and see if Jiang Hua'an and Su Yuanfeng agree!"

Needless to say, Zhu Ziming also knew that Haiya Department would definitely not recognize him.

Statements and official letters are all for others to see. If you really want to discuss things, you have to visit alone like Zhu Ziming, talk things over in private first, and then go through a superficial process.

If Ma Kezhang really wanted to help, he would definitely visit Jiang Huaan in person and write a statement of condemnation in such a light way. Haiya Bank would probably not even read it and would just throw it into the trash can. Even if the Infinite Sword Sect settles accounts in the future, Haiya Bank The bank only needs to throw in a mortal temporary worker to shoulder the responsibility.

If the Wuliang Sword Sect is held accountable afterwards, Ma Kezhang can evade and say, I have severely condemned Haiya Bank, but they simply did not listen to my condemnation. I can't lead Zhu Ziming to rob the bank!

Compared with Yang Chenglong's hypocrite performance, Ma Kezhang's statement can be regarded as a frank and honest villain. Although he did not say it explicitly, his meaning was conveyed very clearly:

Even if I'm going to be ruined, I, the King of Heaven, can't stop me!

You Zhu Ziming wants me to cheer for you and express my support. These things are all fine, but you want to use me as a gunman and let me come forward to fight against the Haiya faction. I'm sorry, but I can't do it anyway. can not help you.

As a typical low-level cultivation capitalist, Zhu Ziming has never been a good person, nor does he consider himself a good person. However, after seeing Yang Chenglong and Ma Kezhang confronting him openly and secretly, he could not help but feel a sense of sadness and anger in his heart. Feelings:

Reform is meant to offend people. If all reformers want to be wise and protect themselves, they might as well go home and hold their children!

Haiya City is full of people who put their bodies on the table, so how can the reform pilot be successful?

However, as Mo Yunlan said when persuading Lin Jianxing to stop, the reform of Zhongzhou's social security system is doomed to failure because it fails to straighten out the interests of all parties.

Governor Lu was able to successfully lead Jiuzhou's third currency reform. On the one hand, he had Ma Tianyi, a tenth-level Nascent Soul monk, to hold the battle, but more importantly, he guided Jiuzhou's wealth to actively flow into the capital market through mutual inducements. .

The economic reform of Huoyun Prefecture led by Tian Daxiao is also in the same vein as Governor Lu. By continuously strengthening the protection of property rights, it caters to the urgent needs of capital for its own security, actively guides capital to flow into Huoyun Prefecture, and sucks blood from Kyushu to promote the development of Huoyun Prefecture. Prosperity.

In other words, President Lu and Tian Daxiao just set the stage, and then waited for all parties to make independent decisions based on their own interests, so that everyone could work together to form a joint force for reform.

The whole process does not even require the application of any external force. As long as the mechanism is designed, the rest will naturally fall into place.

However, the reform of Zhongzhou’s social security system is different.

The local sects, who are the losers of interests, will definitely try their best to obstruct the reform pilot; and the backbones of the Wuliang Sword Sect who are mainly responsible for promoting the reform, the benefits they receive (promotions) and the risks they bear (being eliminated by local sects) are disproportionate. , they will inevitably choose to fail in the end; even among the top leaders of Wuliang Sword Sect, who have benefited most from the reform, there are departments such as Duzhitang and Gongdetang whose interests have been seriously damaged, and they are unwilling to see the reform successfully implemented.

Although the Wuliang Sword Sect as a whole will definitely benefit from the reform, when this benefit is distributed to each individual, it is completely abnormal. This leads to the fact that the major stakeholders generally have no motivation to promote the reform and only Able to exert pressure through a small number of senior officials of Wuliang Sword Sect.

Although the top management of the Wuliang Sword Sect is indeed very powerful, even the Nascent Soul stage monks cannot control thousands of official charity halls in Zhongzhou. No matter how awesome the policy is, it still needs concrete work such as Ma Kezhang and Zhu Ziming to implement it at the micro level. people take the lead.

Yang Chenglong made trouble and Ma Kezhang acted badly. These are actually just the surface symptoms of the problem. Even if the Wuliang Sword Sect replaces these two people, they will still face an endless stream of similar problems, because the reform of Zhongzhou’s social security system is at the level of system design. It is impossible to get these microscopic subjects to act spontaneously.

Not to mention that Zhu Ziming couldn't solve this core conflict of interest. Even if Liu Hanxing personally supervised the war, it would only treat the symptoms but not the root cause.

Zhu Ziming saw that Ma Kezhang had made it clear that he couldn't control it, so he could only do the next best thing and said: "Deacon Ma, you also have to understand my situation! I have been forced to a dead end now, and this problem must be solved no matter what. If you think It’s not possible to increase revenue. I think it only reduces expenditure. I once calculated that if you don’t count the purchase price of the land, based on the cost price alone, 200,000 spiritual stone coins can almost build a charity..."

Ma Kezhang heard the elegant meaning of Xiange and frowned: "Zhu Ziming, what do you mean?"

Zhu Ziming quickly laughed and said: "In order to prevent the Haiya Clan from causing trouble, we did not choose the local merchants in Haiya City as the material suppliers for the construction of the shantang this time, but chose the Yunlaicheng merchants recommended by the Liu Family Chamber of Commerce. It's just that These Yunlaicheng merchants are asking for too high a price, often charging seven or eight times the market price. According to the current budget, I am afraid that without an investment of 2 million, this charity hall cannot be built at all. I think there is still a lot to be done in terms of price. Room for discussion.”

Ma Kezhang's expression changed slightly and he said, "You want to deduct payment from the supplier?"

Zhu Ziming quickly waved his hand and explained: "Deacon Ma, we don't necessarily have to withhold payments from suppliers, even if we just ask them to pay me temporarily to help Zhujia Chamber of Commerce overcome the current difficulties, and business negotiations are , it would be too ugly to call it deduction, after all, the other party’s asking price is too high!”

"Tell me, why are their prices so high?"

"Although Yunlai City and Haiya City are far away from each other, they were very aggressive when they quoted prices. Moreover, I heard from the gossip that some suppliers simply got the goods from Luanshi City next door and sold them to us for several times. Times the profit. I think even with a 50% discount, these suppliers can still make a profit. If that doesn’t work, we can even leave them alone and go it alone. After all, our Zhujia Chamber of Commerce started out as a trader and we have experience—"

"That's enough!" However, before Zhu Ziming could finish his words, Ma Kezhang burst into flames on the spot, "Is this your first day in business? How dare you target Shantang's suppliers? You guy -"

Ma Kezhang was stuck for a long time, and he didn't think of the words he should use to angrily rebuke Zhu Ziming.

When Zhu Ziming saw Ma Kezhang's furious attitude, he immediately realized that there must be something hidden in the matter, so he quickly asked: "Isn't this money just a payment for goods, but has some other purpose?"

Ma Kezhang took a deep breath and reprimanded sternly: "Where does this money go? Is it a question that you are qualified to care about? These suppliers dare to risk offending the Haiya Department to cooperate with you. Do you think Are they all ordinary businessmen? Are you the only one in Haiya City who is smart enough to know how to deal with suppliers, while the people in the Haiya Chamber of Commerce are fools and don’t know how to use suppliers to choke you? Don’t you really think that you are? Can you take care of all the work of these suppliers?”

As the leader of the supervision team of the Infinite Sword Sect that was pushed out of the market, Ma Kezhang also felt an unknown fire in his heart.

Today, Zhu Ziming insisted on forcing him to be a gunman, so Ma Kezhang simply opened the skylight and spoke frankly, and directly showed off his cards with him. This series of rhetorical questions did not even give Zhu Ziming a chance to interrupt.