I looked at my father Jackie Chan in 1988

As soon as the short man came in, he was extremely enthusiastic, shaking hands with Ji Sheng in various ways and asking for warmth.

Ji Aiguo and Liu Zhi didn't know the identity of this short man at first, and they didn't think there was anything wrong.

But Lao Qi is different, he has dealt with the bank all year round, how could he not know who the short man's true identity is?

This is President Lin of the bank!

Even the president has to be polite to Ji Sheng?

Not only was he polite, but there was a hint of flattery in this eager attitude.

It's a loan, not a gift of money to you, is it necessary?

Lao Qi couldn't understand it very much, but he knew an important truth, that is, since Ji Sheng deserves such attention from the bank, it must be due to his strength. He is a very awesome guy, and he must find a way to make friends with him!

Not to mention that Lao Qi's mind changed suddenly.

Here Manager Zhu introduced, "Mr. Ji, this is President Lin of our branch, that's right."

The last three are emphasized by him.

Of course Ji Sheng could understand, and it was just to show that he valued himself. For the first time, he also stood up and shook hands with President Lin with a smile, "President Lin, please take care of me."

"Mr. Ji, please sit down, please sit down." President Lin invited Ji Sheng to sit down, and after Ji Sheng sat down, he followed suit, then turned his head to Manager Zhu and said, "Little Zhu, how can you make Ji Sheng sit down?" How about drinking boiled water, sir? Go and get my Longjing tea."

"Okay, I'll go right now."

Manager Zhu responded and went out to get some tea.

When Ji Aiguo and Liu Zhi heard President Lin's self-introduction, they were also taken aback. In the eyes of ordinary people like them, the bank president is already a bigwig with a high social status, but A person with such a social status still treats Ji Sheng with a flattering tone?

They both found it incredible.

Ji Sheng doesn't know what other people think at all. He has already chatted with President Lin. The two sides didn't talk about the loan at first. .

This situation continued until Manager Zhu came back with Longjing tea and made tea for Ji Sheng and others.

Only then did President Lin change the subject: "Mr. Ji, let's talk about cooperation?"

This Longjing should be a high-end product. Before Ji Sheng drank it, he smelled a fragrance, and he hummed, "Say, I'll listen."

"As for your loan of 1000 million, I can decide to approve it for you." President Lin said calmly, "It's just that the term and interest are still to be discussed."

Lao Qi knows this often. For example, every time he gets a loan, the bank refuses to give him a long-term loan. Basically, the longest term is half a year. The main reason is that the loan environment was not good in the past few years. One signature can be done, so the loan officer is very popular. Every day, the owner eats and drinks, and the last bad debt is washed away. The loan and the loan officer have nothing to do.

In the past few years, it has been tightened a lot, so the loan period is very strict.

It is only compared to the early and mid-80s. In fact, between the 80s and [-], the domestic loan procedures were surprisingly simple. You can make any contract or IOU, and there is no problem with no mortgage or guarantee.

Ji Sheng was able to take out Changchuan Machinery Factory as a mortgage, which is already considered kind to banks in the current era.

Of course, the loan procedures are simple and simple, but it is an indisputable fact that the loan period is currently stuck.

Lao Qi thought that President Lin would also set a very short loan period for Ji Sheng.

But what Lao Qi couldn't believe was that President Lin came up and said directly: "I hope Mr. Ji's loan can be loaned for a longer period of time, preferably more than five years, and we can give you a maximum of ten years."

Ji Sheng is happy. This year's national per capita salary has increased by only more than 100 yuan, and it will be almost [-] yuan in ten years. If he can really borrow for ten years, the interest paid seems to be high on the surface, but in fact it will be accompanied by currency. Factors such as inflation, it is not wrong to say that the money is equivalent to giving it to him.

Seeing that he didn't speak, President Lin thought that Ji Sheng was not very happy. After all, the interest on loans over five years is the highest. He hurriedly added: "I know that Mr. Ji may think that it is possible to pay more interest because of this, but I can Applying for interest discounts for you is actually more cost-effective than short-term loans.”

As he spoke, he gave Manager Zhu a wink.

Manager Zhu understood, and added: "If Mr. Ji still feels that the repayment period is too long after the interest discount, and the interest rate is a bit high, I have a value-preserved public bond that I can recommend. The annual interest rate is as high as 14.00%. With the money you get out, you can buy value-preserved government bonds, so that you don’t have to worry about the loan interest rate, and you can also make a lot of money because of it.”

President Lin smiled and said: "Yes, the annual interest rate of our loans over five years is [-]%, and the subsidized interest is only [-]%. If you buy value-preserved bonds, you can earn [-]% per year. money at four interest rates."

Lao Qi was about to vomit blood when he heard it, he had been cooperating with the bank for so long, but he didn't see Manager Zhu trying every means to give him money-making ideas.

Ji Aiguo and Liu Zhi were also dumbfounded when they heard this. They came here for a loan, but the bank not only agreed to borrow the money, but also took the initiative to tell Ji Sheng that he didn't have to do anything after borrowing the money, and that he could earn more than 100 million a year by buying value-preserved bonds.

This is not a loan, it's clearly the bank stuffing money into Ji Sheng's pocket.

But to everyone's surprise, Ji Sheng refused without hesitation, "Oh, let's forget about the value-preserved government bonds. If there are stocks, maybe I will buy some."

"Stocks?" President Lin's eyes lit up, and he said, "Mr. Ji, is he interested in stocks? I happen to know that there is a stock that is selling well now, and the price is only..."

Ji Sheng was excited all over and said, "You mean you can buy stocks now?"

"You can buy it since [-]. Is there anything unusual?" President Lin looked at him suspiciously.

谷俺

Ji Sheng really didn't know about this, so he hurriedly said, "You continue."

"Do you know about vacuum electronics stocks?" President Lin asked, as if remembering something, he slapped his forehead and said, "Look at my memory, Mr. Ji just said that he didn't understand the stock market. The face value is 91 yuan, but the selling price is only 15.00 yuan, and there is a 3% year-end guaranteed dividend, assuming you buy [-] yuan and do nothing, you can change it to [-] at the end of the year.”

Manager Zhu said: "Of course, there are risks in buying stocks. This is based on the fact that it does not fall. If it falls, you may lose money. But at the same time, if it rises, you can make more money."

Ji Sheng secretly recorded this information in his heart. When he checked the information of the 90s in the modern society, he had seen the relevant information of the vacuum electronics stock, but he didn't pay much attention to it. Today, he heard President Lin and Manager Zhu talking about it. He decided to go back to the modern society to look up the information after the work at hand was over.

"How about Mr. Ji, would you like to have a longer loan term?"

President Lin was very concerned and asked. After all, there are too few people who have borrowed 1000 million yuan nowadays. If Ji Sheng can get a loan for more than five years, it will definitely be a big achievement. In order to convince Ji Sheng, he added at the end, " If Mr. Ji is really willing to borrow for more than five years, I can help you with the affairs of the Banking Regulatory Commission, the State Administration of Foreign Exchange or other agencies in the future. Didn’t you say that you want to convert Changchuan Machinery Factory from industrial land to residential land? This I can also say hello."

Ji Sheng originally wanted to take out a loan, and the longer the loan period, the better, but now that he heard President Lin promise so many benefits, he said without hesitation: "Since President Lin, you have reached this point, if I don't agree I just don’t know good and bad, ten years will do?”

"Okay! Okay! That's great!" President Lin said overjoyed.

Manager Zhu also beamed and said: "Mr. Ji, if you have any other requirements, just ask, as long as we can do it for you."

Ji Sheng smiled and said: "I just have one request, the money can arrive quickly."

"It's like going through the normal process for a week, but since Mr. Ji is in urgent need of money, I'll give you a reminder for up to three days." President Lin promised him directly.

Ji Aiguo and Liu Zhi had never taken out a loan before, so they didn't know how the process was, so they didn't feel much after hearing these words.

But Lao Qi is different. He used to procrastinate in lending money from the bank, but when he came to Ji Sheng's side, he directly promised that the money would be credited within three days?What the hell is more popular than people!

Afterwards, Ji Sheng handled the loan with the bank in the name of the company, and he didn't have to do any formalities. President Lin and Manager Zhu handled it for him personally.

After finishing the formalities, Ji Sheng and the others left.

President Lin and Manager Zhu kindly sent them out of the bank.

outside.

Lao Qi stared at Ji Sheng for a long time, and then said with a wry smile: "Boss Ji, I told you not to talk nonsense before, because I was afraid that you would offend Manager Zhu and not be able to get a loan, but I didn't expect... I didn't expect you to be so capable! "

Ji was not proud of this, on the contrary, he still said modestly: "Thanks to Mr. Qi, you introduced Manager Zhu to me today. How about this, I invite you to dinner tonight?"

"I invite, I invite." Lao Qi also intended to make friends with Ji Sheng, so he hurriedly said: "This is the first time we met, let me invite you for this meal."

Ji Sheng greeted him politely, and made an appointment to have dinner together later.

……

It was about five o'clock in the afternoon when we got back to the rented private house, Ji Qing, Chu Zhonglin, Gao Feng Wang Jian and other business people came back.

When they saw Ji Sheng and Ji Aiguo came back, they greeted each other.

"Brother Xiao Sheng is patriotic, are you back?"

"When did you come back? Why don't I know?"

Ji Sheng also responded one by one.

At this time, Gao Feng asked with concern, "Boss, has the payment issue been settled?"

Hearing him ask about this, Wang Jian, Chu Zhonglin and a dozen people beside him all looked at Ji Cheng.

However, everyone thought the same as before, and didn't think that Ji Sheng's trip to Shenzhen would solve the problem of the 30 million payment. Isn't this nonsense, and 30 million is not 3000 yuan.

Ji Sheng smiled, and looked towards Liu Zhi, "Brother Liu, please tell them, so that everyone can rest assured."

"Okay, let me tell." Liu Zhi knew what Ji Sheng meant, after all he brought most of the people present, and his words could make those people feel more at ease.

Everyone glanced again and all eyes were on Liu Zhi's face.

Liu Zhi smiled and said, "The boss not only settled the payment, but also borrowed 1000 million from the bank!"

"Fuck!"

"How many?"

"One... 1000 million?"

Everyone was dumbfounded. They thought that Ji Sheng would have to rack his brains even for a payment of 30 to 1000 yuan, but they didn't expect not only to solve it, but also to get a loan of [-] million!

Nima, how did you do it?

Everyone looked at Ji Sheng with strange eyes, as if they had seen a ghost.