Around 4:00 a.m., another huge lightning bolt was seen cutting through the sky and splitting the clouds.

Then, only a bang was heard, and the rain finally fell.

Rain dripping.

In the beginning, it was just ordinary moderate rain.

However, in less than half an hour, it had already turned into heavy rain.

Black clouds overwhelmed the city, the wind and rain swayed, and the lightning and thunder dyed the entire city with a terrifying color.

Fortunately, however, everyone was prepared.

Although the typhoon is heavy and the rain is heavy, those who should go home have already returned home, those who should have collected their clothes have already collected their clothes, those who should have closed the doors and windows have already closed their doors and windows, and they have slept in their huts.

Some people sleep lightly and are woken up by sounds outside.

However, they don't care.

I thought that this typhoon, as usual, would stop in an hour or two at most.

Even if it doesn't stop, it will evolve into moderate rain, and gradually evolve into light rain.

By tomorrow morning, I can still go to work with peace of mind.

They have to go through this kind of thing several times a year, and they are already ripe enough.

However, they seem to have underestimated the typhoon.

The rain fell for two hours in a row, not only not small, but also getting bigger and bigger.

In the beginning, the city's drainage facilities were able to drain rainwater. But gradually, some strength became exhausted, and the falling water began to overflow, flooding the low road.

After a while, even the entire road was flooded.

After a while, even the flowerbeds and trees on the side of the road were flooded.

This was followed by the seats on the street, which also began to slowly flood.

When everyone woke up at 6:00~7:00 in the morning of the second day to go to work, they found that the rain not only did not decrease, but still crackled and fell from the sky.

The water has reached the knees, and it is very difficult to drive or walk.

"I'll go! This rain is heavy enough, it has not stopped until now! "

"I remember it started at 4:00 last night, and now it's 7 o'clock, and it hasn't stopped for three hours without stopping, and it seems to be getting bigger! This is the biggest rain I've had this year! "

"This is the biggest rain I've had in three years!"

"Good fellow! The water has flooded the door, can I still go to work? I still have to pick up my kids to school! "

"Enough choking! Whether you can go out or not is a problem! "

"Wait, it's raining for so long, it is estimated that it will stop soon!"

"But I read the weather forecast and said that this rain may not fall until noon!"

"How accurate is the weather forecast? Ignore him! "

......

At this time, everyone is still very optimistic.

They estimated that this rain had been falling for three hours, it had been raining long enough, and the sky was running out of water, and they should be able to stop soon without delaying them to go to work, etc.

Some even took out their phones to take pictures or record videos to share with friends.

However, they still underestimated the typhoon.

They waited for nearly an hour, and the rain not only did not decrease, but also tended to increase.

Pearl-sized rain poured down from the sky.

The rain has gradually spread to the roots of the thighs of adults.

At this time, there were already many people who were not calm.

"It's been almost 4 hours? It hasn't stopped yet? "

"This rain is heavy enough, at least once in 20 years!"

"It's over, I can't go out, I'm late for work, and I have to deduct my salary!"

"Don't go out, you can't drive the car in this situation!"

"Don't panic, everyone! Wait, it'll be over soon! "

......

So, everyone waited for another hour, and it was almost 9:00, and the rain was still so heavy that it showed no sign of abating.

At this time, the rain has already reached the waist of the person.

If it's a five- or six-year-old child, it's already flooded.

Even cars are already half soaked in rainwater at this time.

In other places that are out of sight, the situation is even more serious.

For example, rainwater has begun to flood into the subway entrance.

As if discharging a flood, it poured in from above, gushing endlessly, and quickly turned into a pool.

The road has been completely flooded, forming a river, mighty, pushing the roadside cars forward, floating and sinking, hitting all obstacles on the side of the road, and dangerous.

It is no longer possible to distinguish between roads and rivers, and it is very dangerous to walk on them.

There are also some low-lying buildings, etc., and the first floor is almost flooded.

This kind of situation has brought everyone a bad premonition.

At this time, this typhoon and heavy rain have attracted the attention of the people of the whole country.

"This rain is so heavy, it flooded the city!"

"Judging by my years of experience, this heavy rain is definitely the level of once in 50 years!"

"I bet it's a once-in-a-century level!"

"Fortunately, it rained at night and everyone went home to rest! If it rains during the day and everyone is still outside, the impact is even more serious! "

"That's right, fortunately it was at night!"

"According to the weather forecast, this rain may not fall until noon!"

"Demon Sea, hold !!"

......

When Lin Beifan woke up, the outside had turned into a Ze country.

"This rain is so big!" Lin Beifan muttered while looking at the billowing yellow rain outside the window.

Although, he already knew that this typhoon would bring huge rainfall and flood the entire city. However, when I saw it with my own eyes at this time, I was still very shocked.

He lives in the old town, which is relatively low-lying, and now the first floor is almost flooded, and the second floor is also precarious.

Fortunately, he lived on a high floor, so the water could not come up.

Now I can still look out in peace.

Then, Lin Beifan was about to go to wash, and found that the water and electricity had been cut off.

This is not surprising, the water is almost flooding the city, it would be strange if it could still supply water and electricity normally.

Fortunately, he had already prepared a 6' bucket of tap water, enough for his daily use.

In addition, there are many bottles of purified water, which are placed in the hall.

Relying on this water, Lin Beifan completed the washing work.

Picked up the mobile phone, found that there were a lot of missed text messages, as well as WeChat, all concerned about his situation.

Lin Beifan replied one by one, saying that it was okay.

In addition, there was a WeChat message from Director Wang of the program group, asking him if he was okay, and quickly replied. Not only WeChat was sent, but also text messages were sent, and calls were also made, which seemed to be very anxious.

Unfortunately, Lin Beifan slept too deeply and ignored it all, and did not find out until this time.

So, he answered.

Lin Beifan: Director Wang, I'm dead, don't miss it!

Director Wang: ...

Lin Beifan: I will bless you in heaven, Amen!

Director Wang: ...

Director Wang: Since you are okay, then quickly open the door and let the drone in and continue recording!

Lin Beifan: It's all this time, still doing programs?

Director Wang: Unless force majeure, everything must be broadcast live!

Lin Beifan: But I'm already dead!

Director Wang: ...

Lin Beifan: The person who is chatting with you is actually a ghost!

Director Wang: ...

After that, Lin Beifan still opened the door because of the contract problem and let the drone fly in.

"Big guy, you're finally up!"

"Seeing that the big guy is still there, I am relieved! I almost thought you were swept away by the river! "

"It's just this time, and I'm already late for work!"

"Who can still go to work with this amount of water now?"

"I suspect that the big guy must have planned it a long time ago, so I slept a big lazy night!"

"I guess too, hehe!"

......

The audience in the live broadcast room was very excited.

After all, Lin Beifan is the hottest person in the country at the moment, and he lives in Mohai City, where heavy rain is pouring and streets are flooded, so he is very concerned and relieved to find that he is okay.

Lin Beifan held his mobile phone to watch the live broadcast and interacted with the audience: "Of course I got up, I came together to find that the city was flooded, and the water and electricity were stopped, which startled me!" Look, I'll just say that this typhoon is not ordinary, fortunately I was prepared! "

Looking around, he found that Lin Beifan was indeed fully prepared.

There are several buckets of purified water, self-hi pots, instant noodles, biscuits and drinks, etc., filled with several large bags.

These things, eat them for a week!

If you save some food, two weeks will be no problem!

Also, there are buckets of running water in the toilet!

"The big guy really made sufficient preparations!"

"Even buckets of running water are prepared, cattle!"

"I still think that the big guy is a bit of a fuss! Although this rain is a bit heavy, according to the weather forecast, it will stop at noon! By tomorrow or so, the water will be down! So, you prepare so many things to waste! "

"However, it is always better to be prepared than not to be prepared!"

......

Lin Beifan smiled in his heart.

Prepare a lot of things?

Not much at all!

Rain, can it stop at noon?

I don't see it necessarily!

According to what he learned from the risk detection eye, this was a huge rainstorm that was rare in five hundred years!

This rain will rain all day!

There was more rainfall on this day than in a year in Mohai City!

The city was flooded because it was not drained in time!

Even if the rain stopped after a day, the rain still didn't go down!

It wasn't until day 3 that the water completely receded!

Because of this heavy rain, the whole city was paralyzed for 5 days!

The consequences were very serious, many people had food, clothing, housing and transportation problems, and there were other aspects that would not be mentioned.

That's why he prepared so many things to deal with.

"It seems that I can't go to work today, so I'll rest at home for a few days!" Lin Beifan was comfortable with the lazy waist, sat back on the chair, looked at the heavy rain that was still dripping outside, and said, "Since there is nothing to do now, let's talk about rainwater insurance!" Actually, it has been said before, now say it again! "

"The car was flooded by rain, which involves a type of insurance called wading insurance! This is mainly to ensure that the vehicle wades on waterlogged roads, or is damaged by flooding, and the engine can be compensated! "

"Among my car insurance clients, I recommend that they buy this insurance, and it comes in handy now!"

"But dear ones, pay attention now! After wading in the water, don't set a fire! If the engine is forcibly started and the damage is caused, the insurance company will not compensate! "

"So, like this situation outside, if your car is flooded by rain, don't worry about it, just report the insurance claim route directly, and hand it all over to the insurance company to deal with!"

"If the car is washed away, just remember his location, or use other methods to drag him to a safe place, in short, don't light it, let the insurance company handle it!"

"However, in the end, it should be noted that only those who purchase wading insurance will make claims! The claim is mainly for the damaged engine part, and the other parts are compensated according to the car damage insurance! "

"If you buy full insurance, then congratulations, like this situation full compensation!"

"If you don't buy it, then there is no way!"

For a moment, many people regretted it.

"Oops, abominable! I only bought compulsory insurance! Wouldn't that be a loss? "

"Me too! In order to save those tens of hundreds of dollars, I didn't buy wading insurance, and I regretted it! "

"My car is going to die! Just bought a new car! "

"Good thing I bought, hee-hee!"

......

Others gloated.

"Speaking of car insurance... With so many cars, wouldn't the insurance company be dying? "

"Not necessarily! Didn't you listen to the big guy, only if you have purchased wading insurance or car damage insurance, you will make a claim, and the rest does not matter! "

"That's actually quite a lot! The entire Mohai City has a population of nearly 30 million and more than 5 million vehicles, even if only 1/10 has purchased wading insurance, it is enough for the insurance company to pay for death! "

"A car is calculated at 100,000 yuan, 1/10 of the car is 500,000 units, then a total of 50 billion will be lost!"

"It's a lot, it's a loss, hee-hee!"

"I think you think too much, insurance companies are rich! Even if they lose money this time, they can raise the premium to earn back in the future, it's just a matter of earning more and earning less! "

......

Thinking of Lin Beifan, the insurer, everyone suddenly found that most of Lin Beifan's customers bought car insurance.

"I'll go! The biggest insurance sold by the big guy and the other team is car insurance! "

"They have hundreds of cars on them!"

"There are more than 50 luxury cars with more than one million alone, and all of them have bought full insurance!"

"So, all these cars have to be paid?"

"Some time ago, the big guy loved to do car insurance so much, could it be that he had already expected this heavy rain?"

"How is that possible? It should be a coincidence! "

"I think so too! Selling insurance is nothing more than those varieties, among which car insurance is more profitable, especially car insurance for luxury cars! It's understandable that big guys are keen on selling car insurance! "

......

Although most people think it is a coincidence, it still falls into the eyes of some people with intentions.

In a luxurious villa, Sun Lao excitedly held his mobile phone to watch the live broadcast, and said to himself: "Mr. Lin, sure enough..."

He had long thought that Lin Beifan was an unfathomable master!

Now this matter, once again to verify his idea!

He asked the other party to buy car insurance, originally he only wanted to have more sets, but in the end he cheapened himself.

His luxury cars, but all bought full insurance!

Although they are now soaked in water, they are basically unusable. But according to the insurance contract, his cars can be completely recovered, and in the end, only a small amount of insurance premiums are lost!

And his employees, when they started to buy insurance from Lin Beifan, they still complained.

But now, it seems, who else has complaints?

I'm afraid everyone is happy!

"Now it seems that I owe Mr. Lin instead!" Sun Lao shook his head and smiled bitterly.

I secretly decided that after this rain, I must strengthen contact with Mr. Lin.

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